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Gold Loan Schemes
Gold loans are becoming increasingly popular as a quick and hassle-free way to get funds for urgent needs. A gold loan is a secured loan that involves pledging gold jewellery or ornaments as collateral. With the growing demand for gold loans, Muthoot Money has introduced many popular Gold Loan Schemes to cater to the different needs of the customers. The Muthoot Money Scheme Chart showcases various schemes with different tenures, interest rates, and loan amounts, making it easy for borrowers to choose the best-suited scheme. Our Gold Loan Schemes have flexible repayment options and minimal documentation, making them an attractive option.
MUTHOOT ONE PERCENT LOAN
- Online Gold Loan (OGL) facility available
- Loan Amount: ₹1,500 to ₹50,000
- Tenure: 12 months
- Free insurance for pledged gold ornaments
- Scheme with the lowest rate of interest (12% p.a.) if 100% interest is paid monthly
MUTHOOT ULTIMATE LOAN (MUL)
- Online Gold Loan (OGL) facility available
- Loan starting from ₹1,500 and no maximum limit
- Tenure: 12 months
- Free insurance for pledged gold ornaments
- Rate of interest is 22% p.a. with 2% rebate if 100% interest is paid monthly
MUTHOOT DELIGHT LOAN
- Online Gold Loan (OGL) facility available
- Loan Amount: ₹50,000 to ₹5 crores
- Free insurance for pledged gold ornaments
- Tenure: 12 months
- Low rates of interest
MUTHOOT MUDRA LOAN
- Offered at South India branches only
- Loan Amount: ₹1,500 to ₹1 lakhs
- Highly discounted rate of 11.9% p.a.
MUTHOOT ADVANTAGE LOAN
- Online Gold Loan (OGL) facility available
- Offered at branches in South India
- Loan Amount: ₹50,000 to ₹5 Crores
- Tenure: 12 months
- Free insurance for pledged ornaments
- Attractive interest rate of 18% p.a.
MUTHOOT HIGH VALUE PLUS LOAN (MHP)
- Online Gold Loan (OGL) facility available
- Loan Amount: ₹1,90,000 to ₹5 crores
- Tenure: 12 months
- Free insurance for pledged ornaments
- Interest rates as low as 14% p.a.
- Maximum Loan Value offered
MUTHOOT HIGH VALUE LOAN (MHL)
- Online Gold Loan (OGL) facility available
- Loan starting from ₹50,000 and no maximum limit
- Tenure: 12 months
- Free insurance for pledged gold ornaments
- Interest rate as on date as low as 15% p.a.
- Maximum Loan Value offered
- Offered at branches in South India
MUTHOOT BIG BUSINESS LOANS
- Low rates of interest with maximum LTV
- Tenure: 12 months
- Free insurance for pledged gold ornaments
- Online Gold Loan (OGL) facility available
- Loan Amount: ₹5 Lakhs to ₹500 lakhs as per Schemes
- Muthoot Big Business Loan Silver@ @12.9% p.a.
- Muthoot Big Business Loan Platinum @11.9% p.a.
- Muthoot Big Business Loan Diamond @10.9% p.a.
- Muthoot Big Business Loan Elite @ 10.5% p.a.
BEST VALUE SCHEME (BVS)
- Offered at South India branches only
- Loan Amount: ₹50,000 to ₹5 Crores
- Highly discounted rate of 14% p.a.
- Tenure: 12 months
- Free insurance for pledged ornaments
HIGH VALUE RETENTION (HVR)
- Offered at South India branches only
- Loan Amount: ₹10 Lakh to ₹5 crores
- Lowest interest rate of 10.9% p.a.
- Tenure: 12 months
- Free insurance for pledged ornaments
To help borrowers calculate the estimated loan amount and interest rates, several online Gold Loan calculators are available. The Gold Loan Calculator takes into account the weight and purity of the gold being pledged, along with the prevailing market rates, to calculate the loan amount and interest payable. This tool will help borrowers to make informed decisions and choose the most suitable Gold Loan Scheme based on their requirements and repayment capacity.
